So you’ve said the vows, “Till debt do us part.”, wait no that’s not right, but I don’t think I’m the only one who’s gotten it wrong. It’s evident when you look at the divorce rate in the country and realize that the leading cause of this division in a union that was once whole […]
Wouldn’t it be nice to have more money than month, pay bills when they’re due, save and still be able to have disposable income to get yourself something nice? You may have had the answer all along like Dorothy. But instead of clicking your ruby red slippers together, you just may need to click your […]
Managing your finances and making smart money decisions can be a challenge and it is inevitable that mistakes will be made. While a minor mistake is just a bump in the road that you can get over quickly, there are some financial decisions that can spell disaster and that can create a money mess that’s […]
Have you ever heard the saying, If you’re the smartest person in your circle it’s time to find a new one? Maybe you’ve heard if you hang around with 9 broke friends you’re bound to be the tenth one. Well they are both true. By choosing who you spend time with, you are literally shaping […]
Procrastination causes us to miss many opportunities and can also be costly. A recent study by research firm Basex puts the cost of unnecessary interruptions in terms of lost productivity and innovation at a shocking $650 billion. Any time you put something off, the problem gets bigger, which leads to more stress and possibly another bout of procrastination, because […]
Have you ever heard the term recessions are personal? If you havenʼt let me explain, If the cost of goods and services increase and jobs become more scarce, but I already have a job, it may hurt a little but Iʼm still maintaing. On the other hand if my brother has lost his job and […]
Our desire should not be to acquire money or success. Our desire should be to enjoy and rightly handle all God makes available to us. I truly believe that God wants the best for each and every one of us, but he also wants us to understand the principles that he has set forth related […]
“The will to win, the desire to succeed, the urge to reach our full potential… these are the keys that will unlock the door to personal excellence.” ~Confucius Imagine that you have $10 in your bank account, but need $200 to keep your lights on. If you focus on the fact that you don’t have […]
When I mention Financial Gratitude, most people say, I’m thankful but… That’s when you know they missed it. The truth is, there is no but. It becomes very easy to get caught up in the day to day minutia and feelings that we should be doing something else or have more. Well theses are […]
Do not leave yourself or your family unprotected against financial storms. Build up savings. ~Ezra Taft Benson I know many of us have already begun thinking about what we’re throwing on the grill or maybe what barbeque we’ll be attending. Before you fire up the grill it might be a good time to think about […]
…Have you (or someone you know) ever thought about letting or have let the bank foreclose on your house? I HAVE. Seriously, in 2008 the economy was so bad that I reluctantly had to tell my bank to kiss my a**. Even though I knew it was going to kill my credit score, hurt my great long-term […]
I am really going to be honest with you and it may sound shameful, but I don’t keep a budget, (bad personal finance coach, bad…
