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“The will to win, the desire to succeed, the urge to reach our full potential… these are the keys that will unlock the door to personal excellence.” ~Confucius

Imagine that you have $10 in your bank account, but need $200 to keep your lights on. If you focus on the fact that you don’t have the money now to get the lights turned on rather the actions needed to acquire the money you’ll find yourself too consumed with thoughts of your shortcomings to be able to carry out the plan to meet the need. You are using valuable brain power and energy thinking about the issue rather than thinking about the solution.

Our desires lead to thoughts which lead to decisions and ultimately actions, but the desire is the trigger that starts the chain reaction. You must realize that you’re always making a decision; whether it’s deciding to move or stand still, a decision was made because deciding to do nothing is still a decisions. Too often you skip your thought, feeling and the psychology of your personal financial success and go right to implementing theories, practices and ideas that you don’t even know are right for your situations, personality or thought process. You begin ventures that sound good or invest in things that you don’t love nor have the capacity to build. Therefore you find that budgeting, savings and investing methods fail. Not because they are faulty, but because you haven’t taken the time to prepare mentally and explore your “Why”. Myles Munroe says “You are the way you are, because of WHY you are”. This means many of you are wondering why the pieces don’t fit, but it may be to the fact you’ve placed your life on autopilot, but in the wring direction. You were created to do something special and you often feel it, but you haven’t explored why you really want to achieve it, or overcome it, accumulate it or reach it. You have to internalize your thoughts and know what works best for your situation. Similar to a diet, just because it works for one person doesn’t mean the same diet will work for you as well.

Here are the 4 steps to becoming Financially Focused:

Remove financial clutter from your life: stop buying stuff you don’t need. Understand the difference between a want and a need. A roof over your head, enough food and water to maintain your health, basic health care and hygiene products and Clothing (just what you need to remain comfortable and appropriately dressed). Everything else is a want.

Make the main thing the main thing: There’s an order (or should be) to everything. Find a method or strategy that works for you and master it. Prioritize your life and the things that need to be accomplished. List all bills or financial responsibilities in order of due date.

Create a plan with your WHY in front: Simply write down the steps needed to make sure the bill will be paid or the challenge will be met. If you don’t pay the power you’ll be in darkness and unable to work or keep the food you’ve purchased fresh, thus losing on your food investment. Buy also knowing your triggers is key, these are the things the propel you to get a task completed.

Envision yourself on the other side of your challenge: Once you have planned what you want to achieve, visualize how you will like to see yourself. You must be able to see yourself winning or accomplishing the task that you’re planning on accomplishing. Once your mind believes you’ve done it, it’s just a matter of following through to make it manifest in reality.

Ultimately your will to succeed must be bigger than the thought of failing. You must practice methods like these to make them a part of your thought process and action plan.

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